One of the key elements of an estate plan is a Durable Power of Attorney. The Durable Power of Attorney is a legal document that authorizes another person to step in on your behalf to handle your finances if you are unable to do so. This could include paying your bills if you were to be hospitalized or helping clear up credit card issues on your behalf if you are out of the country, for example. For more information on this important document, including advice on things to consider when selecting an agent to appoint to be your Power of Attorney, check out this article:
http://www.wmur.com/article/money-matters-why-you-need-a-durable-power-of-attorney-1/10268886