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What Happens to my Mortgage at my Death?

by msmyers | Dec 1, 2015 | Elder Care, Estate Planning, Retirement

Did you know that no one is required to take possession of a property (and mortgage) unless they want to do so?  Simply leaving a mortgaged property to your heirs does not necessarily subject them to your debts. However, if your heirs want the property, they must...

CMS Announces Spousal Allowance Amounts unchanged for 2016

by msmyers | Dec 1, 2015 | Elder Care, Retirement, Social Security

The 2016 Community Spouse Resource Allowance will remain at $119,200 (maximum) and $23,844 (minimum), as recently reported by the Centers for Medicare and Medicaid Services (CMS).  In addition, the spousal monthly maintenance needs allowance will remain $2,980.50 a...

my Social Security: Have you created your online account?

by msmyers | Sep 6, 2015 | Business Planning, Elder Care, Estate Planning, Retirement

my Social Security is a website managed by the Social Security Administration and allows users to create personal accounts, update address and contact information, track earnings, estimate future benefits and manage current benefits. Users may even order replacement...
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